Catalogues For Bad Credit

ambrose-wilsonPlus Size Clothing, Women's Clothes, Men's Clothes, Over 50's, Children's Clothes, Home & Garden Electricals, Footwear, Beauty, GiftsShop Now
brighthouseHome & Garden Mobile Phones, Audio, Computing, Electricals, FurnitureShop Now
fashionworldPlus Size Clothing, Women's Clothes, Men's Clothes, Lingerie, Footwear, Home & Garden, Electricals, GiftsShop Now
fiftyplusPlus Size Clothing, Women's Clothes, Over 50's, Men's Clothes, Children's Clothes, Lingerie, Footwear, Home & Garden, Electricals, GiftsShop Now
grayandosbournWomen's Clothing, Accessories, Footwear, LingerieShop Now
HMPlus Size Clothing, Men's Clothing, Accessories, FootwearShop Now
houseofbathFurniture, Home & Garden, Plus Size Clothing, Women's Clothing, Men's Clothing, Electricals, GiftsShop Now
jacamoPlus Size Clothing, Men's Clothing, Accessories, Footwear, Sports, Home & Garden, Electricals, GiftsShop Now
/jd-williamsPlus Size Clothing, Women's Clothes, Men's Clothes, Accessories, Footwear, Home & Garden, Electricals, GiftsShop Now
julipaPlus Size Clothing, Women's Clothing, Over 50's, Men's Clothing, Footwear, GiftsShop Now
marisotaPlus Size Clothing, Women's Clothes, Over 50's, Men's Clothes, Footwear, Home & Garden, Electricals, GiftsShop Now
premiermanPlus Size Clothing, Women's Clothes, Men's Clothes, Footwear, Home & Garden, Electricals, GiftsShop Now
simplybePlus Size Clothing, Women's Clothes, Men's Clothes, Children's Clothes, Footwear, Home & Garden, Electricals, GiftsShop Now
tbgsGifts, Jewellery, Toys, Electricals, Home & Garden, Children's ClothingShop Now

 

Bad Credit Catalogues

Even those who have bad credit will still find that they have a myriad of options when it comes to ordering what they want from home shopping catalogues. Each home shopping company is different with regards to the criteria they use when checking someone’s credit. There are certain companies that will offer you credit, but this is not going to be the case with all of them.

At the top of the page you will find a list of shopping catalogues that you might be able to get approved with, even if you have bad credit. While these companies do not specifically advertise for those who have bad credit and nor are they any type of no credit check catalogue but they do have a reputation for helping out those with a less than desirable credit score. You will still have to submit to a credit check, but as long as you are registered on the electoral roll, live in the UK, and are over 18, there is a good chance that you will be able to get approved.

Unfortunately there is no such thing as no credit check shopping catalogues, and the best chance you have is with the companies listed below. Although you may be given a small credit limit to start off, you will find that your limit will most likely be increased over time, provided you make your repayments on time and are not late.

Choosing your Catalogue

You will of course need to choose a specific catalogue to apply for, and it is important that you select one that fits your needs. You will find that each catalogue company has a different approval rate, so you will want to manage your expectations and go for one that you stand a chance with. If you have bad credit and want to get approved for a shopping catalogue and credit account, the best thing you can do is look for a company that has a more lenient policy when it comes to their credit requirements.

Use the table above to find a pay monthly catalogue company that may be able to help you out. Some popular brands such as Littlewoods, Very, Grattan Next are not shown as these companies tend to require an excellent credit rating in order to be approved. The companies listed in the above table tend to be the easiest catalogues for acceptance.

It is also very important that you double check all of the personal information you enter on your application so you will know that it is 100% accurate. Entering any details that are incorrect will automatically disqualify you, so it is therefore crucial that you make certain everything is filled out correctly the first time around.

There are many different factors that can affect your credit score, though most of them are related to outstanding and past debts as well as your repayment history with loans and credit cards. You will definitely want to take the time to look at a copy of your credit report so you can get a better idea as to where you stand when it comes to all of your debts. A credit score of 600 is considered to be the average, so you will be able to discern from your credit report what yours is like and can manage your expectations accordingly when applying for credit.

You will find that pay monthly catalogues can be a great option for those who have bad credit, simply because they will allow you to make small payments on the items you purchase each month so you will not have to worry about getting overwhelmed and not being able to pay. You have absolutely nothing to lose when it comes to applying for credit with one of these companies; the credit history check costs nothing and neither will setting up an account. The only way to know whether or not you can get approval from a certain company is to apply, but you will first want to find out what your credit is like. Take the time to look over your credit report carefully for any inaccurate information so you can confirm that there is nothing on it that shouldn’t be.